Hello and ahoy again, all of you who ready this “lifestyle column”. As I was out last week, I let my E-mail get backed up…why, there must have been over a dozen unread E-mails in there! So I spent all day yesterday reading them and getting caught up. One of the best ones came from my grandson Max. He sent me a fantastic Yahoo article: http://finance.yahoo.com/loans/article/111500/the-25-year-foreclosure-from-hell and it gave me the inspiration for this week’s Exemplary Codger: None other than 71 year old Ms. Patsy Campbell.
As Max’s article describes, the government has been trying to kick poor Ms. Campbell out of her house for the past 25 years using a legal loophole called “foreclosure”. I would imagine some of you are familiar with it, particularly those amongst you who don’t manage your finances well. Well, Ms. Campbell has been maintaining her house for 25 years, putting in a watchdog, boarding up all the windows to keep out the storms, and doing all those things that good homeowners in subtropical climates do for the past two and a half decades. That’s because she lives in Florida. And her husband wanted her to have that home when he died, not the government. But as Ms. Campbell says herself, “If they had a case, they would have already won it, years ago”.
Because of all they’ve put her through, this foreclosure truly has become “the foreclosure from hell” for Ms. Campbell. I would’ve stopped making payments years ago, too! But she keeps her spirits high: “They’re not going to take this house. I intend to stay in this house and maintain it as my residence until I die.” Her neighbors should be ashamed of themselves, not pitching in and helping her keep those lawyers off her property! Ms. Campbell, if you’re reading this, I think getting a reverse mortgage (just as I did) might be the answer to your problems! That maneuver would really confuse those lawyers! They’d probably have no idea how to proceed.
Until next time!